PROFIT AND LOSS ACCOUNT for the year ended 31st March, 2009

Particulars For the year 08-09
Rs.
For the year 07-08
Rs.
For the year 06-07
    Rs.

INCOME

Interest Earned

78,10,06,446

63,88,55,411

50,44,42,041

Other Income

2,35,28,854

2,93,93,418

2,02,27,473

TOTAL

80,45,35,300

66,82,48,829

52,46,69,514

EXPENDITURE

Interest Expended

42,81,65,456

31,12,92,746

24,23,72,287

Operating Expenses

19,53,34,366

17,88,68,505

15,39,60,900

Loss on Sale of Investment

63,95,000

9,45,000

1,85,10,595

Provisions and Contingencies

1,17,01,114

1,92,07,000

4,47,10,000

TOTAL

64,15,95,936

51,03,13,251

45,95,53,782

PROFIT

Operating Profit

16,29,39,364

15,79,35,578

6,51,15,732

Prior Period Expenditure

NIL

1,22,17,919

NIL

Profit Before Tax

16,29,39,364

14,57,17,659

6,51,15,732

Provision for Income Tax

4,56,00,000

4,58,00,000

1,31,33,075

Provision for Fringe
Benefit Tax

6,50,000

6,00,000

4,70,000

NET PROFIT FOR THE YEAR

11,66,89,364

9,93,17,659

5,15,12,657