Savings Bank A/c - No frills A/c |
| Minimum Balance |
Rs.10/- |
Savings Bank A/c - with Cheque facility |
| Minimum Balance |
Rs.1000/-
|
| Charges
for non maintenance thereof |
Rs.25/-
|
Savings
Bank A/c - without cheque facility |
| Minimum
Balance |
Rs.500/-
|
| Charges
for non maintenance thereof |
Rs..25/-
|
Remittances
Facilities through our Bank |
| DD
- Issue |
Rs. 0.50/- per
Rs.1000/- or part thereof subject to a minimum of Rs.10/- per instrument upto Rs.1.00 lac.
Rs 0.50/- per Rs. 1000/- or part thereof subject to a minimum of Rs. 50/- per instrument above Rs.1.00 lac. |
| DD - Cancellation |
Rs.10/-
|
| PO - Issue |
Rs. 0.50/- per Rs.1000/- or part thereof with a minimum of Rs.
10/- |
| PO
- Cancellation |
Rs.
10/- per instrument |
| TT
- issue |
Rs.
0.50/- per Rs.1000/- plus postage |
Remittance
Facilities through other Bank |
| DD
- Issue |
HDFC, ICICI Bank Ltd., & Bank of Rajasthan Ltd., Rs. 1/- per Rs.1000/- or part thereof
subject to a minimum of Rs. 15/- per instrument upto Rs.1.00 lac.
Rs. 0.80 ps per Rs. 1000/- or part thereof subject to a
minimum of Rs. 100/- on DD above Rs. 1.00 lac |
Remittance
Facilities through State Bank of India |
| DD
- Issue |
Upto Rs. 1 Lakh @ Re.1 per thousand. Minimum Commission Rs.40/- plus Service Tax.
Above Rs.1 lakh @Re.0.80 per thousand. Minimum CommissionRs.100/- plus Service Tax. |
Remittance
Facilities through State Bank of Indore |
| DD
- Issue |
All amounts Rs.2/- per thousand. Minimum Commission Rs. 20/- plus Service Tax. |
Cheque
Collection |
| Local |
NIL
|
| Outstation
through our Bank |
Rs
1.50 per Rs. 1000/- with a minimum of
Rs. 15/- plus Postage |
| Outstation
through other Bank |
Rs.
1.50 per Rs. 1000/- with a minimum of
Rs. 25/- plus Postage |
| Bouncing
of Cheques - Local |
Rs.
50/- for CA/CC or @18% p.a. whichever is higher and Rs. 10/- for SB or @18% p.a. whichever is higher. |
| Bouncing
of Cheques - Outstation - through Our Bank |
Rs.
0.15 ps per Rs. 1000/- with a minimum of Rs. 15/- plus postage.
|
| Bouncing
of Cheques - Outstation - through other Banks |
Rs.
0.15 ps per Rs. 1000/- with a minimum of Rs. 15/- plus postage.
|
Retail
Loan |
| Loan
Processing Charges |
For
limits 0.25% and for Loans 0.50%
(For Rs. 1.00 lac and above) |
| Foreclosure charges when loan taken over. |
2% of Outstanding limits.
2% of Loan Outstanding. |
| Solvency
Certificate |
0.25%
of the amount applied |
| Charges
for late payment of EMI |
2% p.a.
|
| Renewal
Charges |
loan
processing charges as applicable |
| Late
payment charges |
2%
|
| Commitment Charges |
25% of the sanction limit will be charged at applicable rate for all limits excepting limits against F.D. / NSE / KVP / IVP's / R.B.I. Relief bonds ect., on annualised basis. |
Commission on Bank Guarantees |
| Against 100% Cash Margin/FD |
1% p.a. of the Guarantee Amount.
Minimum Commission Rs. 100/-
|
| Against 25% cash margin/FD and Collateral Security for 75% |
2% p. a.
of the Guarantee Amount. |
| BGs issued by Other Banks through A. P. Mahesh Bank: |
Based on
Issuing Bank’s terms and conditions. |
Commission on Foreign Letters of Credit (for Imports) |
| Import LCs are issued through IDBI Bank Limited as per
following tariff: |
|
| Sight basis |
Validity : 0.15% |
Sight : 0.15% |
| Usance basis |
Validity : 0.15% |
|
| Upto 3 months |
0.30% |
| Above 3 months |
0.30% plus 0.075% p.m. for period above 3 months |
| Amendment to LC |
Rs. 1000/- per L.C. |
|
Other Charges |
| Swift Charges |
Rs. 2500/- per LC |
| Swift Charges for each amendment |
Rs. 1000/- per LC |
RTGS Charges |
| Upto Rs. 5 Lakhs |
Rs. 25/- |
| Above Rs. 5 Lakhs |
Rs. 50/- |
Other Services
|
| Issue
of Duplicate statement |
Rs.50/-
per page |
| Issue
of loose cheque leaves |
Rs.
2/- per leaf |
Account
Closure |
Within
one year without cheque book Rs. 25/- with cheque book Rs.
50/-
After one year without cheque book Rs. 20/- With cheque
book Rs. 25/- |
| Stop
Payment Charges |
Rs.
20/- per instrument |
| Note
: Service Tax as applicable will be charged in addition to
the above charges . |
